Whether you are buying a property through Expat Property Planners or you have sourced a property independently, we are the right partner for you.

UK Mortgages Limited acts for anyone looking at financing a UK property regardless of your nationality. We have access to a wide range of lenders and specialized brokers seeking finance for residential, investment or commercial UK borrowing. We aim to simplify the UK mortgage process It may be that you are buying a property or you wish to take unused equity from your property for an additional purchase. Talk to our experts, we’re here for you.

What interest rates are available?

The rate of interest that a lender charges you will be either fixed or variable If you fix the rate it will be for a designated time and will not be affected by UK Bank Of England Base Rate changes during that period. Or job is to source you the most competitive rate available to suit your needs at time of application and completion

Money back guarantee

We provide a moneyback guarantee, which means if we are not able to deliver the mortgage and you have provided us with correct information, then we will refund your fee.

Choose the right lender not necessarily the cheapest

There are many things to consider when choosing the most suitable lender and the cheapest rate does not always mean it’s the best deal for you.

Keeping the process simple

CLICK Here to contact us (goes to mortgage enquiry form on expat pp.com)and let us know your requirements. We will take it from there. We will send you a simple & confidential fact find in order to ascertain the most suitable lender for your requirements.

Everything you provide to us will be treated in the strictest confidence.

We have English, Mandarin & Cantonese speaking staff who are here to make the process as smooth as possible by guiding you through every stage of the mortgage application.

What types of mortgages are available to buyers?

If you are buying your property to live in then the lender will expect you to make capital, as well as interest repayments. If you are buying for investment purposes, ‘interest only’ finance may be available.

Why use a mortgage broker?


An extract from an article written by one of our brokers based in Hong Kong. It’s a question I’m commonly asked. Many banks have relationship managers (RM) that can look after you and your application; therefore it often feels that a mortgage broker is an unnecessary outlet. The RM is not independent and works for the lender. He or she has a sales target to complete every year therefore it is highly likely that they will do everything they can accept your application, as their remuneration is directly impacted. The RM does not approve your application, they are simply the person that greets you at the front door. The real work is undertaken by the credit team, the compliance team, the valuation team etc etc. The one common denominator is that they all work for the lender; So, where is your voice in all of this, who is the person that cares about your case? A good mortgage broker offers genuine value for money. The mortgage process contains many steps. The broker is there to guide you through them and provide you with several options. Not being tied to one lender means you are getting a full appraisal of the market before the inevitable form filling starts! Time is valuable to us all, let our team help save some of your time and frustration.

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